Profile: The Dentists Insurance Company offers a package of insurance plans for dentist industry that includes professional and office premises liability coverage as well as coverage for buildings & business personal property. Our insurance plans include professional & business liability, employment practices liability and building & business personal property. Our employment practices liability coverage pays for defense costs, settlements and civil damages that the dentists might incur & be legally obligated to pay, as a result of an actual or alleged wrongful employment act, claimed by an employee or an applicant for employment.