Profile: Lumenos, Inc. is a provider of consumer-driven health care solution for medical and dental markets. We offer consumer-driven health care plans that include health savings account (HSA) plan, health reimbursement account (HRA) plan and health incentive account (HIA) plan. Our clients include retail, pharmaceutical, technology and manufacturing industries. We offer a full array of consumer-driven health products that give employers and their employees more options as their organizations move toward a consumer-focused health benefits environment. Our HRA plan is a health reimbursement account to pay for routine medical care, including prescriptions.